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Do ICBC benefits cover accident victim of unidentified driver?

What are the rights of a British Columbia motorist to recover damages after being injured in an accident caused by a hit-and-run driver? An accident victim might find comfort in knowing that, even if an at-fault driver remains unidentified, he or she will be covered by the Vehicle Act of British Columbia. Although the insurance provider might take the role of the missing driver, compensation may be limited.

However, it is expected of the injured driver to take reasonable action to identify the hit-and-run driver or the vehicle that he or she drove. The victim must file a report with the police and gather evidence and record details of the accident scene that might assist law enforcement in finding and identifying the at-fault driver. Noting the contact details of witnesses could prove helpful.

A hit-and-run victim must file a claim through his or her own insurance. The recoverable limit placed on claims against unknown or uninsured drivers will be stated in the policy contract. While checking that, it might be wise also to note the time limit for such claims, to avoid losing the opportunity to claim compensation.

Dealing with the complexities of insurance policies while recovering from injuries could be challenging for an accident victim. Fortunately, help is available from an experienced personal injury lawyer. Legal counsel can explain the requirements and compensation limits as specified in the insurance contract. The lawyer can then work on obtaining fair compensation from the insurance provider within the specified time limit, or through the civil justice system of British Columbia.

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