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Car accident victims may not be aware of new ICBC rules

Any injury claims after auto accidents in British Columbia are dealt with through the Insurance Corporation of British Columbia. It is a Crown corporation of the province, which deals with optional and basic insurance for all the drivers in British Columbia. However, car accident victims might not be the primary concern of the ICBC, and they are entitled to seek legal counsel to protect their rights.

ICBC recently expressed concern about the staggering number of car accidents that were recorded in 2017. The interim Vice President of the firm reported that the 350,000 crashes represented an all-time high, translating to an average of 960 auto accidents per day, costing the insurer $4.8 billion for claims. The report also indicated that the primary contributors were distracted driving, speeding and aggressive driving.

Further details revealed that inexperienced drivers were responsible for a significant percentage of crashes and that more than half of all auto accidents occur at intersections. In an effort to reduce the costs of car accidents to the ICBC, new rules will be implemented. As of April 1, 2019, there will be a cap of $5,500 on pain and suffering benefits following crashes.

Car accident victims in British Columbia might not be aware of changes in ICBC rules, and an experienced personal injury lawyer can answer any questions. Seeking independent advice rather than relying on the guidance of ICBC might ensure that the appropriate benefits are paid out as soon as possible. It might also be noted that ICBC can use any information provided by the injured victim to limit or deny benefits claims.

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